KSFE Interest Rates

INTEREST RATES

Scheme Rate of Interest

New Chitty Loan Regular - 14.5% (simple)

Defaulter - 16.5% (simple)

Chitty Prize Money Advance 13% p.a. up to the 30th day

Pass Book Loan Regular - 13% (simple)

Defaulter - 15% (simple)

KSFE Announces Ponnona Chittikal 2009

In this age of economic recession, when majority of the investment options are proving to be a losing propositions, Chitties conducted by KSFE, a government owned company, have been attaining more importance and relevance. Needless to say, the trust of our customers is the main reason behind the success and growth of our institution. For the benefit of our customers, we have been introducing schemes, which would be of help to them and in this respect our company is second to none. We started branded chitty two years back with the sole aim of sharing a part of our profit with our esteemed customers. With this aim still in mind, we are introducing the third edition of our branded chitty under the title Ponnona Chittkal-2009 from 15th July 2009 to September 15th which coincides with the Onam,, the national festival of malayalees inside and outside Kerala.
It is a special Campaign consisting of a series of chitties of duration ranging from duration of 25 to 100 months and gross monthly remittances of Rs.1000/- to Rs. 1,00,000/-. So one can easily pick the most suitable and desirable one from the series, depending upon their financial back ground, financial needs and capacity for remittance. All the benefits of chitty, as a financial product, which are time-tested through ages, will be automatically available to any one by simply joining in the scheme. But besides the strong support of the financial product called chitty, Ponnona chittikal 2009 offers several other benefits to them. First of them are prizes determined through transparent draws.

Prize Scheme
* First Prize is a bumper prize of 7 Maruthi Alto cars at the State level for the selected members of a chitty. To regulate the distribution of prizes all over Kerala uniformly, it has already been decided that the draw will be such that one subsriber in each of the seven region of KSFE will get a car .
* The second prize consists of 5000 is more in number and spread, which ensures high probability of getting a prize of gold coin in every chitty /class with a duration of 50 months. Prizes will be increased to two if the duration of chitty/ class is more than 50 months. The winners will be determined through draws among subscribers at branch level at the time of first auction.

Other Benefits
The building up Ponnona chitties are such that it provides various options to the customers.

Loan Packages
* It has a built in mechanism which offers a multi purpose project wrapped under a single name Ponnona chittikal 2009. For example the following benefits can be availed by a customer by simply joining the Ponnona chittikal 2009. One can choose a loan scheme for marriage purpose, for building a residential home, to own a vehicle etc. The terms and conditions are too simple.
* More over a non prized chitty subscriber can avails a credit line of Rs. 1,00,000 or 50% of Sala , which ever is less , by the completion of first auction itself. The surety norms are too liberal to avail the above said loans.
* The prize- winner has the opportunity of earning higher interest in the event of the prize money getting deposited with the Company.
In the unfortunate event of the accidental death of a prized subscriber, the Company, as a gesture of goodwill will write off future liability upto Rs one lakh.
These are some of the salient features of chitties being floated during the campaign period. By subscribing to KSFE schemes, a subscriber automatically participates in the on going development process of the State as the funds mobilized by the Company goes to the State Government coffers for carrying out various development activities. KSFE is a consistently profit making PSU, from the very beginning and is a synonym to the development of Kerala and Keralites, as its slogan says

"KSFE - The thump impression of the developing Kerala"

More Information Please visit : http://www.ksfe.com/

KSFE Registerd Office

REGISTERED OFFICE:THE KERALA STATE FINANCIAL ENTERPRISES LIMITED,BHADRATHA, MUSEUM ROAD,P.B. NO.510, THRISSUR – 680 020.

Phone Numbers: 2332255, 2332366, 2332466, 2332400, 2332259, 2337972, 2339235.Fax: 0487 – 2336232

E-mail : ksfeltd@sancharnet.in

KTDFC - Kerala Transport Development Finance Corporation Limited

KTDFC is a Kerala Government owned Non Banking Financial Company offers vehicle loan packages to both individuals and transport operators ranging from two wheelers to heavy commercial vehicles with low diminishing EMI rates. For More details Please Visit website : http://www.ktdfc.com

Web Site of Kerala Finance Minister

New web site of Kerala Finance Minister Dr. T. M. Thomas Isaac
http://www.minister-finance.kerala.gov.in

KSFE Sasthamangalam Branch New Chitties

Slno  Instalment Amount  Duration  Sala  Date of commencement

1 Rs. 100000 50 months 5000000 28-AUG-2009

2 Rs. 25000 40 months 1000000 28-AUG-2009

3 Rs. 10000 100 months 1000000 20-MAR-2010

4 Rs. 10000 30 months 300000 31-JUL-2009

5 Rs. 2500 40 months 100000 17-JUL-2009

6 Rs. 1000 100 months 100000 30-JUN-2009

KSFE Branches

THIRUVANANTHAPURAM

(Branches in alphabetic order)

ATTINGAL (11)

SRUTHI TOWERVAKKOM RASHEED ROAD,

ATTINGAL P.OPIN - 695 101

Phone : (0470) 2622375

E-mail : ksfetvm_011@dataone.in

ATTINGAL EVENING

(286)KRISHNA TOWERS,

PALACE ROADNEAR PRIVATE BUS STAND,

ATTINGAL P.O TVM - 695 101

Mob :9446006286

AZHOOR

(260)USHA BUILDINGPERINGUZHY,

THIRUVANANTHAPURAM

PIN - 695 305.

Phone : (0470) 2634156

E-mail : ksfetvm260@sancharnet.in

BALARAMAPURAM

(109)MOOKAMBIKA SHOPPING COMPLEXIInd FLOOR,

BALARAMAPURAM P.O

PIN - 695 501.

Phone : (0471) 2400656

E-mail : ksfetvm_109@dataone.in

CHALA (TVM) (130)

GEETHANJALI,

TC 38/2560 (2),

ARYASALA,

CHALAI.P.O.,

PIN - 695 036

Phone : (0471) 2471259

E-mail : ksfetvm130@sancharnet.in

CHIRAYINKIZHU (145)

MEDAYIL BUILDINGS,

1st FLOORVALIAKADA,

CHIRAYINKIZHU P.O.,

PIN - 695 304

Phone : (0470) 2640970

E-mail : ksfetvm145@sancharnet.in

FORT (TVM) (27)

RAJADHANI BUILDING,

EAST FORTTHIRUVANANTHAPURAM - 695 023.

Phone : (0471) 2479038

E-mail : ksfe027@dataone.in

KADAKKAVOOR (239)

SREE MURUGA COMPLEX

CHEKKALAVILAKOM JN,

KADAKKAVOOR P.O

TVPM-695 306,

Phone : (0470) 2659457

E-mail : ksfetvm239@gmail.com

KALLAMBALAM (217)

AL JAS PLAZA BUILDING,

P.O.KALLAMBALAM,

TRIVANDRUMPIN - 695 605,

Phone : (0470) 2692105

E-mail : ksfetvm_217@dataone.in

KALLARA (182)

N.N.BUILDINGS,

SREYAS JUNCTIONKALLARA P.O.,

PIN - 695 605

Phone: (0472) 2860816

E-mail :ksfe182kallara@gmail.com

KANJIRAMKULAM (187)

A.S.D. BUILDINGS,

NEAR POST OFFICEKANJIRAMKULAM P.O.,

PIN - 695 524,

Phone : (0471) 2260791

E-mail : ksfekjl187@dataone.in

KATTAKADA (185)

K.V. KANNAN COMPLEX

THIRUVANANTHAPURAM ROAD

KATTAKKADA,

PIN - 695 572.

Phone : (0471) 2291133

E-mail : bmksfeltd@bsnl.in

KAZHAKUTTOM (59)

ALATHARA COMPLEX,

KAZHAKUTTOMPIN - 695 582.

Phone : (0471) 2418363

E-mail : ksfetvm059@gmail.com

KESAVADASAPURAM (015)

A.K. TOWERS,

KESAVADASAPURAM, P.O.

Thiruvananthauram

TVPM - 695 004.

Phone : (0471) 2555832

E-mail : ksfekdpm15@sancharnet.in

KILIMANOOR (106)

S.N.V. BUILDING JUNCTION

KILIMANOOR P.O.

PIN - 695 601.

Phone : (0470) 2672074

E-mail : ksfetvm106@gmail.com

KODAPPANAKUNNU (275)

SREENIVAS BUILDING

CIVIL STATION ROAD

KODAPPANAKKUNNU P.O.

TVPM - 695043

Phone : (0471) 2732275

E-mail : ksfetvm275gmail.com

LOAN UNIT, TVM (96)

"NEW TRIDA CENTRE",

2nd FLOORMEDICAL COLLEGE P.O., TVPM

PIN - 695 011

Phone : (0471) 2448717

E-mail :ksfe096@dataone.in

MALAYINKIZHU (37)

K&K SHOPPING COMPLEX,

MALAYINKIL P.O.

NEAR PANCHAYAT OFFICE,

TVPM

PIN - 695 571,

Phone : (0471) 2282053

E-mail : ksfetvm037@dataone.in

MANACAUD (248)

TC.49/19,

KAMALALAYAM,

KAMALESWARAMMANACAUD.P.O

THIRUVANANTHAPURAM - 695 009

Phone :( 0471) 2459538

E-mail : ksfetvm_248@dataone.in

MANGALAPURAM (287)

P.N.M.ARCADE,

MANGALAPURAM,

THONNAKAL P.O.

THIRUVANANTHAPURAM - 695 317

MOB:9446006287

MEDICAL COLLEGE (TVM) (93)

"NEW TRIDA CENTRE",

2nd FLOOR MEDICAL COLLEGE P.O.,

THIRUVANANTHAPURAM.

PIN - 695 011

Phone : (0471) 2444723 E-mail : ksfe093@dataone.in

NEDUMANGAD (36)

RAJESWARI BUILDINGBANK JUNCTION,

PALAYAM,

NEDUMANGAD.

PIN - 695541

Phone : (0472) 2802411

E-mail :ksfetvm_036@dataone.in

NEYYATTINKARA I (16)

AKSHAYA SHOPPING COMPLEX

NEYYATTINKARA - 695 121.

Phone : (0471) 2222336

E-mail : ksfetvm_016@dataone.in

NEYYATTINKARA II (144)

S.N.D.P. UNION BUILDINGS

OPP. MUNICIPAL TOWN HALL

NEYYATTINKARA - 695 121.

Phone : (0471) 2222330

E-mail : ksfeney@dataone.in

PALODE (210)

M.K. BUILDINGS,

PALODEPERINGAMALA ROAD,

PACHA P.O.,

TVPM.PIN - 695 562,

Phone : (0472)

E-mail : ksfetvm210@sancharnet.in

PAPPANAMCODE (153)

IST FLOOR,

ABNTOWER,

PAPPANAMCODE

THIRUVANANTHAPURAM - 695 018.

Phone : (0471) 2490016

E-mail : ksfetvm_153@dataone.in

PARASSALA (156)

MANGALAM BUILDINGS,

NEAR GANDHI PARKPARASSALA P.O.

PIN - 695 502

Phone : (0471) 2203075

E-mail : ksfetvpm_156@bsnl.in

PEROORKADA (69)

VILAYIL BUILDINGS,

1st FLOORAMBALAMUKKU,

PEROORKADA, PIN - 695 005,

Phone : (0471) 2437245

E-mail : ksfetvm69@bsnl.in

PERUMKADAVILA (265)

T.T BUILDING,

PERUMKADAVILA P.O

NEYYATTINKARA,

THIRUVANANTHAPURAM

PIN - 695 124,

Phone : (0471) 2278030

E-mail : ksfeperumkadavila@dataone.in

PETTA (TVM) (112)

SENTINEN BUILDINGS,

PATTOOR JN.,

VACHIYOOR P.O.,

THIRUVANANTHAPURAM - 695 035.

Phone : (0471) 2470772

E-mail : ksfetvm_112@dataone.in

POOJAPPURA (138)

KURCHY'S BUILDINGS,

NEAR MANDAPAM,

POOJAPPURA

THIRUVANANTHAPURAM - 695 012

Phone : (0471) 2346108

E-mail : ksfe138@bsnl.in

POTHENCODE (139)

PLAZA BUILDINGS

POTHENCODE P.O

PIN - 695 584.

Phone : (0471) 2419631

E-mail :ksfepothencode@gmail.com

PRAVACHAMBALAM (280)

THULASI BHAVAN BUILDING

P.P.VIII/423,

PRAVACHAMBALAM JN,

THIRUVANANTHAPURAM - 695 020

Phone : (0471) 239192

SASTHAMANGALAM (202)

SHARMEES TOWERS,

SASTHAMANGALAM,

TVPM - 695 010.

Phone : (0471) 2720676

E-mail : ksfetvm_202@dataone.in

SREEKARIYAM (123)

KADAYARA COMPLEX,

SREEKARIYAM P.O.,

THIRUVANANTHAPURAM - 695 017

Phone : (0471) 2597003

E-mail :ksfetvm12@bsnl.in

STATUE (TVM EVENING I) (163)

KSFE SILVER JUBILEE BUILDINGS

STATUE JN.,

GENERAL HOSPITAL ROAD

THIRUVANANTHAPURAM - 695 001

Phone : (0471) 2476671

E-mail : ksfetvm_163@dataone.in

THAMPANOOR (TVM EVG. II) (219)

KOSALAM,

NEAR DESABHIMANIDHARMALAYAM ROAD,

OPP. AYURVEDA COLLEGE

TVM-695001

Phone : (0471) 2338910

E-mail : ksfe_eve@dataone.in

TVM MAIN (2)

HOUSING BOARD BUILDING

SANTHI NAGAR

THIRUVANANTHAPURAM - 695 001

Phone : (0471) 2330217

E-mail : ksfetvm_002@dataone.in

UDIYANKULANGARA (194)

APARNA BUILDING,

UDIYANKULANGARA

AMARAVILA P.O.,

PIN - 695 122

Phone : (0471) 2231661

E-mail : ksfetvm194@sancharnet.in

VARKALA (29)

GOPAL BUILDING,

OVERBRIDGE ROAD

MYTHANAM,

VARKALA P.O.,

PIN - 695 141.

Phone : (0470) 2602445

E-mail : ksfetvm_029@dataone.in

VATTAPPARA(289)

VATTAPPARAP.O,

THIRUVANANTHAPURAM - 695 028

Mob :9446006289

VATTIYOORKAVU (244)

RUGMINI ARCADE,

ARAPPURA ROAD

VATTIYOORKAVU,

THIRUVANANTHAPURAMPIN - 695 013,

Phone : (0471) 2369684

E-mail : ksfetvm_0244@bsnl.in

VAZHUTHACAUD (94)

CENTRE PLAZA BUILDING,

1st FLOOR VAZHUTHACAUD,

THIRUVANANTHAPURAM

PIN - 695 014,

Phone : (0471) 2327381

E-mail : ksfe_tvm094@dataone.in

VELLANAD (141)

MANNUVEETTIL SHOPPING COMPLEXFLOOR

VELLANADU JN,

VELLANAD P.O.

THIRUVANANTHAPURAM-695543

E-mail :ksfetvpm142@bsnl.in

PH:0470 2602445

VELLARADA (107)

SAKTHI BUILDING,

(1st FLOOR)PANACHAMOODU P.O.,

PIN - 695 505.

Phone : (0471) 2242299

E-mail : ksfetvm107@sancharnet.in

VENJARAMOOD (84)

ANDAVAR BUILDING,

VENJARAMOODU

PIN - 695 607.

Phone : (0472) 2872120

E-mail :andavar084@dataone.in

VIKAS BHAVAN (247)

T.C.11/46,

PMG JN.

VIKAS BHAVAN POST,

TVPM-33

Phone : (0471) 2317584

E-mail : ksfepmg@hotmail.com

VITHURA (125)

N.N. ARCADE,

KALUNGU JUNCTION

VITHURA,

PIN - 695 551.

Phone : (0472) 2856515

E-mail : ksfevithura125@gmail.com

VIZHINJAM (44)

PANCHAYATH BUILDING,

VIZHINJAM JN.,

PIN - 695 521.

Phone : (0471) 2480254

E-mail : ksfetvm_044@dataone.in